The Ramsey Show Podcast Transcripts
Ramsey Network · 180 episodes with transcripts
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.
Spoken has transcripts of 180 The Ramsey Show episodes, with the speakers named. The newest listed here is from October 19, 2026.
Every The Ramsey Show transcript in one script
180 episodes of The Ramsey Show have transcripts. Fetch them all as speaker-labeled Markdown in one script — 1 credit each, and re-fetching one you already have is free:
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Latest The Ramsey Show transcripts
Your Life Won’t Change Until You Do
October 19, 2026
Dave Ramsey (0:03)
Brought to you by the EveryDollar app. Start budgeting for free today.
George Kamel (0:13)
Normal is broke and common sense is weird. So we're here to help you transform your life. From the Ramsey Network and the FAIRWINDS Credit Union Studio, this is The Ramsey Show. I'm George Kamel, my cohost today, Dr. John Delony, and I'm picking your calls at 888-825-5225.
Kylie kicks us off in Sacramento. What's going on, Kylie?
SPEAKER_3 (0:35)
Hi there. Okay, okay.
- Your Life Won’t Change Until You Do
- Don't Wait For Motivation - Take Action
- Build A Life That Doesn’t Depend On Debt
- Financial Freedom Is Worth Fighting For
- You Can’t Build Wealth in Financial Chaos
- Your Future Is Worth the Sacrifice
- Smart Financial Decisions Beat Big Risks
- Don’t Let Others Control Your Future
- You Don't Win With Money By Accident
- Your Money Habits Matter More Than Math
- Make A Plan Your Future Can Trust
- Stop Settling for a Life You Hate
- The Hard Road Leads to Freedom
- Build Your Foundation Before You Build Wealth
- Building Wealth Requires the Courage to Make Unpopular Decisions
- Change Your Habits, Change Your Life
- Break The Borrowing Cycle
- Stop Making Excuses and Start Making Progress
- Focus On What You Can Control With Your Money
- Stop Living in Financial Chaos
- Progress Requires Discipline
- It’s Time to Face Your Financial Reality
- Wisdom Starts Where Debt Ends
- Slow Money Moves Still Matter
- The Best Return Isn’t Always Money
- Normal Money Habits Don’t Build Wealth
- You Can’t Hack Your Way Out of Debt
- Short-Term Pain, Long-Term Peace
- Don't Be A Slave To The Lender
- The Right Financial Decision Starts With Understanding the Problem
- Your Goals Need Numbers, Not Wishes
- You Can't Stumble Your Way Into Financial Freedom
- Different Outcomes Require Different Choices
- The Price of Freedom Is Discomfort
- Don’t Trade Peace for Payments
- Stop Borrowing, Start Building Wealth
- Increase Your Income, Expand Your Options
- Quit Paying for Yesterday's Mistakes
- Behavior Matters More Than Math
- Wealth Is A Strategy, Not An Accident
- How Far Are You Willing To Go To Win?
- Don't Leave Your Financial Future To Chance
- It's Never Too Late To Start Over
- Start Small and Keep Moving
- Build Habits That Build Wealth
- Live Life With Less Financial Stress
- You Can’t Win Without a Clear Goal
- Facts Are Your Friends...Not Feelings
- Stop Giving Away Your Control
- Change Your Mindset, Change Your Life
- Make Hard Decisions Now So Future You Can Win
- Common Sense Beats Clever Money Hacks
- Discipline Is the Difference Between Broke and Wealthy
- Today's Habits Create Tomorrow's Progress
- One Decision Can Change Everything
- The Numbers Don't Lie
- Sacrifice To Win
- Life Is Complicated. Money Doesn't Have To Be.
- Take The First Step Toward the Life You Want
- Financial Wisdom Matters More Than Financial Timing
- It's Never Too Late To Build Wealth
- Stop Letting Excuses Keep You Broke
- The Decisions You Make Now Shape Your Success
- When You Don't Have Payments, You Have More Options
- Should We Start a GoFundMe To Pay Off Our Debt? (Hour 1)
- I Feel Like I’m Parenting My Wife Over Money (Hour 2)
- You Are the Problem AND the Solution (Hour 3)
- The “Great” News About the Fed Raising Rates (Hour 1)
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Any The Ramsey Show episode comes back as Markdown with the speakers named, one credit each.
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