Trump Signs Iran Deal, Mangione Psych Defense; Interest Rates Latest; Obama Library Opening;

**Mosheh Oinounou** (0:00)
With summer almost here, so many of us are thinking about family travel, getting away for a bit. But you also want to make sure, given how expensive things are, that you are budgeting accordingly. One way to get your finances organized ahead of this busy season, and frankly, all year round, is with the Monarch Money app. Monarch is a personal finance app that tracks everything, accounts, investments, savings goals, and spending. You can get your first year of Monarch Core for half off, just $50, with the promo code MoNews. What I like about Monarch, we've been using this for a while in my house, it keeps everything in one place. You're not bouncing between various financial apps. You can track your investments, you can track your banking, you can track your credit cards. It also has a weekly AI recap, that's been very useful that flags spending spikes, shifts in net worth and upcoming expenses before they sneak up on you. And that's probably the biggest thing for me and for so many of us is taking that mental load off. And that's something Monarch does. It feels less like reacting after money is gone and more like planning ahead. It's a real financial advisor in your pocket. So you can use the code MoNews at monarch.com to get your first year off of Monarch Corps, half off at just $50.
Again, that's 50% off your first year at monarch.com with the code MoNews.

**Jill Wagner** (1:09)
One thing we could all agree on, housing is expensive. I personally just went through the process of buying a new home and moving in, which is stressful enough. And that is where BILT comes in. BILT is the membership for where you live and it rewards you with points on every housing payment, whether you're renting or paying a mortgage. This actually started with rent and now BILT members can earn points on mortgage payments too.
So now every time you make a payment on your new home, you can earn points and then redeem them toward things like flights with partners like United or Hyatt, Lyft rides or purchases on amazon.com. Another part I didn't expect to use as much as I would is the neighborhood concierge. It helps with restaurant reservations, finding new spots nearby, even booking fitness classes, especially helpful when you're new to an area and still figuring things out. It's simple. Where you live can do a little more for you. Join the membership for where you live at joinbuilt.com/monews. That is joinbilt.com/monews.
Make sure to use our URL so they know we sent you. It is a more thoughtful way to approach your biggest monthly expense.

**Mosheh Oinounou** (2:19)
Hey everybody, it is Thursday, June 18th. You're listening to the Mo News podcast. I'm Mosheh Oinounou.

**Jill Wagner** (2:24)
And I am Jill Wagner. This is the place where we bring you Just the Facts.

**Mosheh Oinounou** (2:28)
And where we read all the news and read between the lines so you do not have to. As we count out to Father's Day, Jill, you know what time it is.

**Jill Wagner** (2:37)
Time to be embarrassed that I don't know the answer to a dad joke. What do you have for me today, Moshe?

**Mosheh Oinounou** (2:44)
All right, well, it's what the listeners have for you today. This one comes to us from Victor Anciano, who says that he listens to the podcast with his family, including a seven-year-old son, who now always says, we read between the lines so you don't have to. So you're welcome. Anyway, he has a dad joke for us. Are you ready?
This one might lead you to a appropriate but inaccurate answer. What is the pirate's favorite letter?

**Jill Wagner** (3:10)
R.

**Mosheh Oinounou** (3:12)
Okay, well, that would be the obvious answer.

**Jill Wagner** (3:14)
Okay.

**Mosheh Oinounou** (3:16)
R, you would think it's R, but it is the C that we love.

**Jill Wagner** (3:21)
Cute. I like it.

**Mosheh Oinounou** (3:23)
Thank you, Victor.

**Jill Wagner** (3:27)
It is a dad joke with depth.

**Mosheh Oinounou** (3:30)
It has layers. There's two right answers to it.

**Jill Wagner** (3:32)
Mosheh, anything going on in New York City today?

**Mosheh Oinounou** (3:35)
Yeah. Apparently, several million people are going to be out on a parade today, Jill. It might be one of the largest parades in New York City, at least modern history. The New York Knicks will be celebrated in what we call the Canyon of Heroes in lower Manhattan. This is the site of, well, they used to have ticker tape parades when they used to have ticker tape back in the day that included celebrating many champion teams, but also notables, going back to the Apollo astronauts, presidents, Charlie Lindbergh when he flew his plane across the Atlantic, Nelson Mandela and others.