Mad Money w/ Jim Cramer 8/21/26

**SPEAKER_1** (0:00)
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**SPEAKER_2** (0:29)
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**Jim Cramer** (0:59)
My mission is simple, to make you money.
I'm here to level the playing field for all investors. There's always a boom market somewhere, and I promise to help you find it.
Hey, I'm Cramer. Welcome to Mad Money.
Welcome to Cramerica. I'm just trying to make a little money for you. My job is not just to entertain, but to put everything in context, so call me 1-800-743-CBC. Tweet me at Cramer.
Investing isn't easy, but it can be a whole lot easier and much less daunting with a little instruction. The whole business of managing your money is made infinitely more confusing by all of the arcane technology and authentic Wall Street gibberish.
You need to wade through to learn anything about a stock that's underlined business. If you're not clued into the jargon, it can sound like the professionals are speaking an entirely different language. You got to remember that there's an entire industry of people who need you to be happily convinced that investing is too hard for you, that ordinary people just can't do it, and that the safest thing to do is to give your money to a pro. Hey, by the way, that's a huge reason why I started my channel of trust. When you join the CNBC Investing Club, our goal is to show you that you can do it yourself and it teach you how it's done. Of course, maybe giving your money to a professional is the right move for some of you, of course, but you don't have the time. But if you put in a little effort, if you do the homework, then I think you can do at least as well as the pros or a low-cost index fund. Possibly the better comparison, because in any given year, a lot of the pros really lose the index funds. The fact of the matter is that the financial industry is full of people who are just after your fees. They're more interested in taking your money than in making you money. And if you're a hedge fund or a mutual fund manager trying to fund raise, you've got every incentive to keep regular people, sadly, ignorant. Why would they make any of this investing stuff sound accessible when they could make it sound impenetrable? If it sounds too straightforward, it's harder for them to raise money and harder to convince people, which means you, to pay high management fees. They're kind of like the Wizard of Oz. They don't want you peeking at the man behind the curtain. They don't want you to understand, because if you did, then you'd take control of your own finances. You'd pick your own stocks, and not pay someone else who potentially exorbitant fees to do the things you're perfectly capable of doing yourself. And after all these years doing the show, I know you can do it. And that's where I come in. See, I'm pulling back the curtain and explaining everything, because while authentic Wall Street gibberish can sound complex, even impenetrable, it's not rocket science or brain surgery. You don't need to go to business school or work at an investment bank to understand it. You can comprehend all the mystical-sounding vocabulary that we throw around here, as long as you have a translator, a coach like me, who can explain what the darn words mean.
I want you to think of me as a defector, someone who played for the other team, managing $500 million of already rich people's money at my old hedge fund, but who's now playing for you. Teach you how to navigate your way through the minefield of the stock market every weeknight here, on Mad Money, and of course constantly for the CNBC Investing Club. Forget about the division code, forget Enigma, forget the Navajo Code Talkers. To be a great investor, first you have to break the Wall Street Code, and I'm here to help you crack it. That's why tonight I'm giving you my Wall Street Gibberish to play in English Dictionary. Consider it a glossary of the most important terms you'll absolutely must understand, if you're gonna actively manage your own portfolio of individual stocks the way I want you to. Words and concepts that many people in the financial industry don't want you to get your heads around, because then you might actually feel empowered enough to pull your money out of their expensive mutual funds.