How to Buy a Home in 2026 w/ MG The Mortgage Guy

**Troy Millings** (0:00)
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Don't wait, don't hesitate. Let Square handle the back end so you can keep pushing your vision forward.

**Rashad** (1:38)
Matt.

**Matt Garland** (1:39)
What's good, what's good, what's good, fellas?

**Troy Millings** (1:41)
What's up, my boy?

**SPEAKER_4** (1:42)
My brother, how you doing, man?

**Matt Garland** (1:44)
We are blessed. Thank God for another day. What's poppin?

**SPEAKER_4** (1:47)
Bless the holly favor, my brother.

**Troy Millings** (1:49)
Don't be mad at me, man. I meant to text you that that TSM thing, man. It just.

**Matt Garland** (1:53)
Yeah, I'm looking in the group text right now and I'm seeing that return.

**SPEAKER_4** (1:56)
Group text drives here, right?

**Matt Garland** (1:58)
Yo, I just saw that.

**SPEAKER_4** (1:59)
It was the Wi-Fi.

**Matt Garland** (2:01)
Damn, that shit is crazy, bro.

**Troy Millings** (2:04)
But I have called you. I have called you.

**Matt Garland** (2:06)
So shout out to Troy. I'm on my Troy-ish for 2026 Stay low, keep firing. You might not see me after Market Mondays tonight, live or anything for the rest of the year while I do a deep dive and get things right on my end. So shout out to Troy. I'm taking the page out of his book for 2026 and maybe for the near future. I might post once every other week, and it might just be some fly pitches of me and my family.

**SPEAKER_4** (2:34)
You still got to post, but just a personal time. Keep to yourself, my brother.

**Matt Garland** (2:40)
I'm just going to keep everything to myself.

**SPEAKER_4** (2:43)
I ain't mad at you.

**Matt Garland** (2:44)
Stay low, keep firing.

**Troy Millings** (2:46)
That's a fact, my guy. Welcome back to the show.

**Matt Garland** (2:49)
Look, Seven Straight Summers, critics might not admit it, but nobody in financial literacy did it quite like we did it.

**SPEAKER_4** (2:56)
We did it.

**Matt Garland** (2:57)
Like Seven Straight Summers, there's nothing no one can tell me. I don't want to hear no foolishness in 2026 from nobody.

**SPEAKER_4** (3:06)
Thank you.

**Matt Garland** (3:06)
It's Seven Straight Summers. Get your numbers up.

**Rashad** (3:09)
That's a fact. That's a fact. So Matt Garland, licensed real estate professional loan officer, friend of the show, has been on every platform that we've ever had. InvestFest, Earn Your Leisure, Market Mondays. I don't think you've been on Blackout. That's probably the only thing we have.

**SPEAKER_4** (3:28)
I'm not on Blackout.

**Matt Garland** (3:30)
I got some issues to talk about for Blackout. That made me the only other time you see me on the internet.

**SPEAKER_4** (3:39)
Let's set it up.

**Rashad** (3:41)
So let's talk about real estate. We haven't talked about real estate in a while. Okay. So we talk about stocks all the time. Is it a good time to buy stocks? Is it a bad time to buy stocks? So 2026, we're here right now.
Will home prices drop in 2026?

**Matt Garland** (4:00)
Good question. In my professional opinion, no. There's not enough supply out there or inventory out there for home prices to really crash like the internet is telling you. Look, a crash is unlikely.