Epstein Files: Lutnick, the Royals and the British Whistleblower

**Andy Verity** (0:04)
We've just walked down a narrow path over a dune to be confronted by a spectacular sight here in Morgan Porth on the north coast of Cornwall, the Atlantic.

**Simon Andriesz** (0:17)
The water is really invigorating and it just relaxes me.

**Andy Verity** (0:21)
Until now, Simon Andriesz has kept his extraordinary story to himself, but months of therapy and daily swims have given him the courage to speak for the first time about the trauma he's experienced.

**Simon Andriesz** (0:34)
I would have flashbacks to incidents that had happened in the past. They're called dissociative seizures, where I was developing like a head movement, like your head shaking.

**Andy Verity** (0:44)
And what have the doctors told you about what's caused that?

**Simon Andriesz** (0:48)
That's due to the intense ordeal I've been through. I would say the retaliation that I've endured for 10 years.

**Andy Verity** (0:57)
Retaliation for what?

**Simon Andriesz** (0:58)
For my whistleblower.

**Andy Verity** (1:02)
I got in touch and said, you're in the Epstein files.

**Simon Andriesz** (1:05)
Yeah, you were the first person to tell me.

**Andy Verity** (1:08)
The Epstein files reveal that Simon Andriesz made allegations to the FBI of serious wrongdoing at the company he used to work for, whose then boss has become one of America's most powerful men.

**SPEAKER_3** (1:20)
I've known him a long time, he's a great guy.

**Andy Verity** (1:23)
The billionaire US commerce secretary Howard Lutnick, a man fated as a 911 hero.

**Howard Lutnick** (1:30)
658 of my 960 New York employees were killed, so I rebuilt the company to take care of their families.

**SPEAKER_3** (1:38)
It showed something about Howard that's really incredible, his resilience.

**Andy Verity** (1:43)
But Howard Lutnick's accused of lying about his relationship with his former next-door neighbor, the convicted sex offender Jeffrey Epstein.

**Howard Lutnick** (1:52)
If that guy was there, I wasn't going because he's gross.

**SPEAKER_5** (1:57)
Why did the Epstein files show you coordinating a meeting and planning a visit with Jeffrey Epstein on his private island in December 2012?

**SPEAKER_6** (2:07)
Why did you lie to the Post?

**Howard Lutnick** (2:09)
I have voluntarily agreed to spend the time and talk about it.

**SPEAKER_5** (2:13)
Let the record reflect you're dodging the question.

**Howard Lutnick** (2:16)
The cover-up continues.

**Andy Verity** (2:18)
Howard Lutnick appears in the Epstein files more than 250 times, including in testimony to the FBI from Simon Andriesz five years ago, when he also flagged his connections to both Epstein and British Royals.

**Andrew Loney** (2:31)
Another tranche of documents, 3 million pages worth.

**Andy Verity** (2:35)
The files also reveal a plan for Lutnick and Andrew Mountbatten-Windsor to make money together.

**Simon Andriesz** (2:40)
A loan of a million pounds to basically buy a prince.

**Andy Verity** (2:46)
A plan that Jeffrey Epstein advised on.

**Simon Andriesz** (2:49)
Epstein balks at the idea and says, no, no, no, Howard's main business is gambling in Las Vegas.

**Andy Verity** (2:56)
Evidence posing uncomfortable questions about Lutnick's business past, one littered with fines, legal settlements and acrimony.

**Michael Rothfeld** (3:05)
He's been called a hustler, he's been called an opportunist, he has definitely pushed ethical lines.

**Andrew Loney** (3:12)
I think some of these people, these masters of the universe, they feel that they can make the rules and never be caught.

**Andy Verity** (3:18)
I'm Andy Verity and for BBC File on 4 Investigates, this is the story of a billionaire in President Trump's inner circle close to British royals, his controversial business practices and the whistleblower who dared to challenge him.
Meeting Simon in his modest house just a few yards from the beach, his former high stress life on Wall Street seems like and is an ocean away. Simon's transatlantic career began in the late 80s in the city of London when he was 19

**Simon Andriesz** (3:52)
The city was exploding. We all wanted to get into financial markets.

**Andrew Loney** (3:55)
The long awaited big bang finally went off in the city today.

**Simon Andriesz** (3:59)
I started off as the bookkeeper on seven and a half thousand pounds for the positions of the foreign exchange traders.

**Andrew Loney** (4:06)
Income many new players with heavy foreign competition.

**Simon Andriesz** (4:09)
Manually writing bought 10 million, sold five million and the trader then would shout at me, where am I, what's my position?

**Andy Verity** (4:16)
Soon Simon was the one shouting out trades. Among the swarm of coloured jackets jostling to make money in the pit of the city's futures exchange, betting on the future direction of interest rates or currencies from 6.3 each morning.

**Simon Andriesz** (4:29)
I was in quite a very niche market, very sophisticated trading in futures and options. You had to work extremely hard and you had to be good at that job.