Skip to content
The Most Insufferable Woman I've Ever Met | Financial Audit artwork

The Most Insufferable Woman I've Ever Met | Financial Audit

Financial Audit

November 13, 2026

THIS POST SHOW IS F*CKING CRAZY She brought divorce papers... and served him with them. They both go off the rails watch post show here: OR download the brand new Hammer Elite App ➡ (discounted annual) 🥪 LAST CHANCE to get my cookbook + a full year of Dollarwise at a discounted price!

Speakers Caleb Hammer, Victoria, Johnny

TopicsInvestingBusinessEducationSelf-Improvement

SPEAKER_1 (0:00)

Star Wars The Mandalorian and Grogu is now streaming on Disney Plus.

SPEAKER_2 (0:05)

What are you waiting for?

SPEAKER_1 (0:06)

Hop on. The must-see galactic adventure comes home on Disney Plus.

SPEAKER_3 (0:12)

This is the way.

SPEAKER_2 (0:13)

Our only chance is to work together.

SPEAKER_1 (0:17)

I'm like this kid.

SPEAKER_2 (0:19)

Always wear your seatbelt.

SPEAKER_1 (0:22)

Star Wars The Mandalorian and Grogu now streaming on Disney Plus. Rated PG-13.

SPEAKER_3 (0:30)

You know that friend you only call when you need something? HomeServe's here for you. Got a burst pipe, HVAC outage, or electrical issue? HomeServe has your back for regular use, where basic homeowners' insurance typically won't help. With a protection plan from HomeServe in place before disaster strikes, just call us. We'll send a qualified contractor and help you avoid unexpected expenses. Maybe we're the last ones you want to call, but we're happy to hear from you. Go to homeserve.com/audio for 50% less your first year. Save as compared to Renewal Price Boyd in Florida.

Caleb Hammer (1:00)

You wanted his kids back that you hate?

Victoria (1:02)

They'd rather talk to me over... She's been called Step Monster. I'm just throwing that at her.

Caleb Hammer (1:05)

Step Monster!

Victoria (1:06)

Johnny, you are just a simp. A simp? Do everything that you can to satisfy me, but...

Caleb Hammer (1:13)

I just had a wife complain that her man does everything he can do to satisfy her.

SPEAKER_6 (1:17)

You don't have respect for her either. Literally, she told you to face your marriage was a matter of convenience. She just needed health insurance.

Caleb Hammer (1:24)

This is your last week to get my brand new cookbook, Just Pack a Sandwich. It's full of budget-friendly recipes that I love.

SPEAKER_3 (1:31)

It was so good.

Caleb Hammer (1:32)

That was really good. Plus a few inspired by your favorite Financial Audit episode. McDonald's! McDonald's! Right now, the only way to get a physical copy is with a full year of Dollarwise. Go to dollarwise.com or click the link below to get yours.

I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to calebhammer.com/apply or click that link in the description below.

Victoria (2:06)

I'm Victoria. I'm 36

Johnny (2:08)

I am Johnny. I'm also 36 We're from Valparaiso, Indiana.

Victoria (2:11)

And this is Financial Audit.

Caleb Hammer (2:14)

So why the Hitler haircut?

Johnny (2:16)

I don't know why everybody keeps saying that. This is her idea.

SPEAKER_9 (2:18)

Oh, everybody keeps saying that?

Victoria (2:19)

Maybe that should be like a wake up call.

Johnny (2:21)

This was her idea.

SPEAKER_9 (2:22)

I had it much longer. It was slicked back.

Johnny (2:26)

You literally told our hairstylist how to cut my hair.

Victoria (2:29)

I did not tell you to style it that way.

Johnny (2:31)

This is how she styled it.

Caleb Hammer (2:33)

Okay. What do you do for...

What do you do?

Johnny (2:37)

I am a cop.

Caleb Hammer (2:37)

Adolf. Adolf is walking around with a gun all day?

Johnny (2:43)

Here, try it. Try it on for size. Freeze!

SPEAKER_9 (2:47)

Oh, that's funny.

Victoria (2:51)

This is her idea. That is not the style that it was.

Caleb Hammer (2:55)

That's great. It's the style that he's wearing. That's very interesting to see a cop pull up, looking like that. What do you make? Cops make good money. I don't know, Valparaiso, so maybe small town.

Johnny (3:07)

I'm not in Valpo. Valpo sucks. No, I don't work in Valpo.

Caleb Hammer (3:10)

Oh, you hate the town that you protect and serve.

Johnny (3:12)

I don't work in Valpo because police...

Caleb Hammer (3:14)

What town do you work in?

Johnny (3:15)

Anyways, I'm about an hour east.

SPEAKER_9 (3:18)

Okay.

Caleb Hammer (3:19)

Is it a big town?

SPEAKER_9 (3:20)

Yep, it's pretty big.

Victoria (3:22)

What do you make?

Johnny (3:22)

About $75 a year.

Caleb Hammer (3:24)

Sure, that's great. What hits your account on a monthly basis?

Johnny (3:27)

Take home is about $5,000 a month.

Victoria (3:29)

It's $4,800. Well, he said about. It's $4,800.

Caleb Hammer (3:36)

Okay, it's interesting.

Johnny (3:37)

We'll go with $48,000 then.

Caleb Hammer (3:38)

What are you?

Victoria (3:40)

I'm a nurse. Controlling.

Caleb Hammer (3:41)

No, no, no, no, no. Well, okay, both those things were... You have the face of a black woman but the skin color of a white woman. The nose of an African, but again, the skin color of a white woman.

Read the other 100 minutes of this episode here.

$15 gets you this episode and 99 more. Credits never expire. After checkout, one link brings you back here to read it.

Not what you expected? Full refund within 14 days.

Thousands of transcripts fetched by people building searchable podcast archives

Fetch transcripts with code

The same credits work from a script or an AI agent. The demo key returns a sample episode in full, no card needed:

request
curl -H "x-api-key: pt_demo" \
  https://spoken.md/transcripts/1000651996090

Markdown with the speakers named, for your notes, your knowledge base, or anything that makes HTTP calls.

From $0.10 per transcript. No subscription. Credits never expire. Prices exclude VAT, added at checkout for EU customers. Not what you expected? Email us within 14 days with 20 or fewer credits used and we refund the pack in full.

Using your own key:

request
curl -H "x-api-key: YOUR_KEY" \
  https://spoken.md/transcripts/1000801757307