Save Yourself From a Nightmare Divorce with Brandi Glanville

**SPEAKER_1** (0:00)
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**Nicole Lapin** (1:02)
I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand. It's time for some Money Rehab.
Today's episode might confuse you. I have said many times on this show that I don't watch the Real Housewives of any city. And now I've had two former guests on the show in two weeks. Confusing, I know. But as I mentioned last week when Kelly Ben-Symon was on the pod, I am really deep down the rabbit hole of the financial scandals on the Housewives. Most recently, Real Housewives of Salt Lake City star, Jen Shah, you might have seen in the headlines, was sentenced to six and a half years in prison for fraud.
I'm not gonna stop now. I need answers. And my guest today, Brandi Glanville, doesn't disappoint. Brandi was on the Real Housewives of Beverly Hills franchise, and will be back on Bravo for season four of the Real Housewives Ultimate Girls Trip. And she knows all the Housewives tea. But my conversation with Brandi went so much further than the Housewives. In this conversation, we talk about divorce, prenups, and how women should protect their financial future. Here it is.
Brandi Glanville.

**Brandi Glanville** (2:15)
Hello.

**Nicole Lapin** (2:16)
Welcome to Money Rehab.

**Brandi Glanville** (2:17)
Oh, I mean, I needed to be here for quite some time.

**Nicole Lapin** (2:20)
And rocking the red lip, thank you for that.

**Brandi Glanville** (2:23)
Midday red lip, I was just feeling it.

**Nicole Lapin** (2:26)
And what kind of Money Rehab would you need?

**Brandi Glanville** (2:28)
Well, I think it's interesting because coming out of a divorce at 36, I didn't have any credit at all. I mean, it wasn't bad, I just didn't have any.
And since then, I've obviously made some money because I do work a lot. But everyone just assumes you're rich because you're on TV. But I haven't gotten to that level where I'm not worried yet.

**Nicole Lapin** (2:51)
I don't know if anyone ever gets to that level. I certainly don't think I will, no matter what. I think we all have financial traumas too.
Did you grow up with money?

**Brandi Glanville** (3:02)
No, my parents were very lower middle class.
We all had jobs since we were 12 So our work ethic, my brother and sister and I, we've always worked.

**Nicole Lapin** (3:11)
Amen, sister. I think that anyone who doesn't grow up with money necessarily will always feel some of that uncertainty. So I don't think you ever necessarily get there.
When you started making money, you're alluding to being on Housewives.

**Brandi Glanville** (3:29)
Yes, it wasn't a lot in the beginning, but it was enough to pay the bills, and I was doing stage paparazzi things for money here and there. And I really didn't have any, I'd never saved money before. I had modeled, and basically what I made, I spent.
And then I met my ex-husband, and I had a credit card with my name on it. And I put everything on that credit card, and I trusted him. I was madly in love. And I never questioned anything, and I signed everything that was put in front of me. And I think that happens to a lot of trusting wives and partners.
And I came out of the divorce with nothing.

**Nicole Lapin** (4:10)
Unfortunately, that's the case for a lot of women. And I think that's actually the impetus when women wanna get their financial lives together, because they have to. You have another choice, your husband dies. Yeah, you get a divorce.
What kind of papers did you sign?

**Brandi Glanville** (4:26)
I wish I knew. No, I signed my name off of our house right before he filed for a divorce, like six months prior. It was like Christmas, he's like putting all these things in front of me.