My 600-Lb. Audit | Financial Audit

Caleb Hammer (0:00)

To watch episodes of Financial Audit a week earlier, check us out on YouTube.

Caroline (0:03)

His mental health had become a complete decline and was starting to harm himself to where I had to hide all of his weapons in his mom's room and left with our son.

Caleb Hammer (0:11)

Hey, how about you actually work in your relationship instead of being like, I'm gonna f***ing kill myself if you leave.

Caroline (0:14)

I ended up with an STD and I hadn't slept with nobody but him.

SPEAKER_3 (0:18)

What?

Caleb Hammer (0:19)

That's crazy. Why accuse him of something? How confident are you in this accusation that was done around a child?

Caroline (0:27)

You literally put your hand down your pants multiple times, and we're fondling with yourself.

Caleb Hammer (0:33)

You have one week left to enter the Dollarwise Referral Games. RD customer, open referrals, grab your link and start sharing. Earn up to $15 per referral. Get 10 referrals to unlock exclusive swag, and the top five referrers win a trip to Austin, and the number one referrer wins the $10,000 grand prize. Now remember, join now and lock in 56% off for life. This is your last chance to make me your financial sugar daddy. Click the exclusive link in the description below and get in the game. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to calebhammer.com/apply or click that link in the description below.

Caroline (1:22)

Hi, my name's Caroline and I'm 25

Derek (1:24)

Hi, my name's Derek, I'm 37 And we are from DFW.

Caroline (1:27)

And this is Financial Audit.

Caleb Hammer (1:30)

Hey, thanks for coming down from the Dallas area to Austin. Appreciate you guys. Caroline, what do you do for a living?

Caroline (1:37)

I work for a school district as a bus driver.

Caleb Hammer (1:40)

Bus driver. OK, interesting. We haven't had a bus driver on the show. What do you make?

Caroline (1:45)

24 an hour.

Caleb Hammer (1:46)

Yeah, I mean, that could work in DFW. That actually depends on how many hours you get. How many hours do you get?

Caroline (1:53)

As much as I want.

Caleb Hammer (1:55)

Yeah, but how many hours do you do?

Caroline (1:58)

So the most I've ever gotten was 50 hours in a week.

Caleb Hammer (2:00)

Right, but how many hours do you do?

Caroline (2:03)

I did 48 last week.

Caleb Hammer (2:05)

How many hours do you do on average?

Caroline (2:07)

About 89 per paycheck every two weeks.

Caleb Hammer (2:11)

OK.

Caroline (2:11)

Let's just say about 45 hours a week.

Caleb Hammer (2:12)

That's your average?

Caroline (2:14)

About average, yes.

Caleb Hammer (2:18)

About average? What's your average?

Caroline (2:20)

It ranges from 45 to 48 It just depends on how many extra trips I pick up.

Caleb Hammer (2:23)

So what's your average?

Caroline (2:24)

About 45

Caleb Hammer (2:25)

About 45?

Caroline (2:26)

Yeah.

Caleb Hammer (2:27)

OK. That's an about average. What is your about average paycheck every time the pay hits every two weeks?

Caroline (2:35)

From 16 to $1,900. Again, it ranges...

Caleb Hammer (2:40)

I will say $1,750.

Caroline (2:43)

OK.

Caleb Hammer (2:43)

Unless you can give me something different. What do I have to work with? You have to give me... Do you know what an average is? It means it averages out. You don't give a range. You just tell me what does it average out across that range? It's up and downs.

Caroline (2:54)

My last paycheck was...

Caleb Hammer (2:55)

That was not my question. That was really not my question. It really wasn't. I'm going to let you in on a little secret. It wasn't my question.

Caroline (3:02)

Kind of gathered that. Let's just say average about $1,750. We're let's say.

Caleb Hammer (3:08)

OK, we are let's say. That's great. It's good to budget off of a let's say. OK, $3,500 let's say a month.

I sure hope we're able to actually budget off of that number in the end. My friend, what do you do?

Derek (3:26)

I do irrigation for a living.

Caleb Hammer (3:28)

OK, sure. What does that even mean?

Derek (3:30)

I fix sprinkler systems.

Caroline (3:32)

OK, fix?

Derek (3:34)

Yes, do repairs or installs.

Caleb Hammer (3:36)

OK, this should be money, I think. We'll see. What do you make?