Mailbag, incl: What metrics should government use? June 28, 2026 artwork

Mailbag, incl: What metrics should government use? June 28, 2026

Motley Fool Money

June 27, 2026

– What metrics should government use? – Shouldn’t we criticise a broken promise? – Can we have a campfire rant? – Is there enough upside to invest, rather than paying the mortgage? See omnystudio.com/listener for privacy information.
Speakers: Scott Phillips, Andrew
**SPEAKER_1** (0:07)
This is the Motley Fool Money Mailbag.

**Scott Phillips** (0:10)
Welcome to Motley Fool Money. Yes, I know it's Sunday. You know it's Sunday. I know it's the Mailbag. You know it's the Mailbag. We both know it's special, and not only because I, Scott Phillips from the Motley Fool, am joined by this man, the man who is something of an AI wunderkind, I think it's fair to say. Certainly in terms of the conversation we've been having, we're not going to give too much away, other than to say, I think straw man members are going to be pleasantly surprised. I'm going to leave it there. I'm going to leave it there. I'm not going to go anymore. Andrew, Ram, Page, good morning.

**Andrew** (0:39)
Yeah, man, I'm really psyched.
Like, things are afoot. Things are afoot.

**Scott Phillips** (0:47)
I like it. Can I start with the tangerine? I'm sorry, did you want to go more about the things that are afoot?

**Andrew** (0:52)
No, I mean, just connecting the cryptic dots there, it's just like AI coding is a thing.

**SPEAKER_4** (0:59)
Like, it's all I will say.

**Andrew** (1:01)
It's just like there's a lot of takes on it. It's like I can tell you from first-hand experience that it is a thing and the world is changing. I actually spoke to a friend who's more in the VC world the other day. It was like, there was someone, a one-person business who she's not a developer or coder in any stretch of the imagination, but built the app herself with AI. And it's like, and getting funding, right? Like, it's just like, the world is just, is changed. I'll just put that out there for anyone who's had that idea nagging at the back of their minds. Like, I just, but I don't know how computers and coding works.

**Scott Phillips** (1:38)
You always had to have a business co-founder or a tech co-founder.

**Andrew** (1:41)
Yeah.

**Scott Phillips** (1:42)
I remember, I'm not thinking of giving too much away, when you were launching Stormy and you were saying like, I need to have a tech co-founder. I kind of need to make this work.

**Andrew** (1:48)
That was the biggest mistake I made, was barreling ahead thinking I could contract out all that stuff. And if I had a co-founder who was savvy with the keyboard, like, it just would have been a completely different story.

**Scott Phillips** (2:01)
But if you launched it now, you wouldn't need that at all. Yeah.

**Andrew** (2:05)
Now, and I'll say this, I think people, it's like when, remember when the LLMs first started coming out, and you would, people would be like, they would find, it was less than perfect, and they would find an area of weakness, and therefore conclude that the whole thing was a bust. You're not going to be able to type a prompt and go, build me an app that does that, and it's just going to, it's just not going to happen. You're going to spend, you're going to spend weeks and weeks hacking away at this kind of thing, going forward, going backwards, going around, asking dumb questions, getting it to fix it, doing this, doing that. It's a long process, but in the old world, that was like at least a six to 12 month process, and many tens of thousands of dollars, if not more. Now it's like a week or two and a hundred bucks in tokens. Like, even if, even if, I've had other people who do this as well, and I'm fortunate where I've got some developers who work on a casual sort of part-time basis, who you can just sanity check it and go, listen, I've been playing God over here on my PC.
Am I?

**Scott Phillips** (3:08)
What have I screwed up?

**Andrew** (3:08)
Am I breaking something? I'm really doing something wrong. So if you can have that safe pair of hands to sort of, or just contract it out to sort of say, listen, I just need a sanity check on this.
I'm just saying the bottleneck is gone now. And it's, I had, I interviewed the CEO of Attura. I might've mentioned that recently. And he put it, it stuck with me because I loved how he said it. He said, the new bottleneck is creativity. And I thought, I thought that was a really great way of putting it. Because before the bottleneck was like, we've got 100-grade ideas. But we've only got so many developers. We've only got so much time, only so much cash. Now, it's like, if we can imagine it, we can build it really quickly. But you got to have the idea. But my point is, there's a lot of people with a lot of good ideas, but just I'm not, I don't have that necessary skill set to instantiate it, to bring it to life.

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