Is Homeownership Overrated? Smart Girl Dumb Questions with Nayeema Raza

**Nicole Lapin** (0:00)
I'm traveling to Orlando soon for a conference, and I'm really looking forward to it. We travel to Florida pretty often to visit my in-laws. And those trips are always such a nice reset for us. I'm definitely a sunshine girl, so any chance to spend time by the water, whether it's at the beach or just sitting by the pool, makes me so happy. Lately, I've been thinking about what it would be like to have a place closer to family, so we'd always have our own space when we visit. And when we're back home, we could list the place in Florida on Airbnb instead of letting it sit empty. What makes that idea feel much more manageable now is the co-host network. You can connect with a local co-host who has hosting experience and can help take care of the important details. A co-host can help create the listing, manage reservations, message guests, and help make sure everything runs smoothly for guests during their stay. Honestly, it just feels like a practical way to make better use of a place we'd already love spending time in, while also bringing in a little extra cash from time to time If you're interested in hosting and want a little help getting started, find a co-host at airbnb.com/host.
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**Nayeema Raza** (3:05)
It sounds like I'm not gonna buy a home anytime soon, although I do have to have a very naked, fluorescent lunch with myself and figure out how much money I should be putting in the market because I'm not buying a home. We can do that together?

**Nicole Lapin** (3:14)
Yeah.

**Nayeema Raza** (3:14)
You would help me too.

**Nicole Lapin** (3:15)
I'll have naked lunch with you. If you think Money Talk has to be boring, this episode will change your mind. Today is all about financial moves will make you grow wealth and it gets spicy. Today, I'm talking to Nayeema Raza, journalist and host of the podcast, Smart Girl Dumb Questions. She asked me about some of my financial hot takes. I think this idea that home ownership is propaganda is not true, but the idea that it's the only way to build wealth is completely outdated. Smart strategies to grow wealth. If you're borrowing at 3%, but you can make 10% then you're pocketing that spread. And she shares what she's learned from interviewing billionaires.

**Nayeema Raza** (3:50)
I had this conversation with Mark Cuban too. He was like, how much money is enough money? And he said, how much money is too much money? You can just get caught in a trap of wanting more and more and more. And only make yourself feel poorer as you get richer, which I've certainly seen in some of the billionaires I've covered too.

**Nicole Lapin** (4:07)
I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand. It's time for some Money Rehab.