How to build passive income with ETFs: Marc Jocum on yields, bonds and risk

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**Marc Jocum** (2:00)
This idea of longevity is a big thing here in Australia. People are retiring at 65 but they may be living till 80, 90 years old. You still need growth assets in your portfolio. The Australian dividend yields are lowest it's been in decades, right? You'd be lucky to get three and a half to four percent. Look at term deposits. You might be getting something with a five handle, in front of it at the moment. That wasn't the case about five, six years ago. It was the complete opposite.

**Owen Raszkiewicz** (2:19)
Now, obviously, I'm talking to the income guy from Global X and you do all that sort of stuff. How would you tell a pre-retiree or a retiree to think about income ETFs? Welcome to episode three of our portfolio construction series. We're going to be joined by Marc Jocum from Global X ETFs, a specialist in income producing ETFs and basically any type of ETF. We're going to be talking to him about how do we build out that part of our portfolio purposefully and what do we actually mean by like sustainable income, not just pick the one with the highest yield, but actually make money through time. We're going to cover all that and we're going to ask Marc for some ETF examples as we go through. He'll also be joining us in a later episode in this series. So if you like it, don't forget, you can stay tuned, you can subscribe, do all that stuff if you want to, but he'll be back in a few episodes time to help us even more.
Hey there, here's a quick note. This podcast contains general financial information only. That means it's not specific to you, your needs, goals or financial objectives. So don't act on the information until you've spoken to your financial planner. You'll find our full disclosure, disclaimer and link to our financial services guide in the show notes. Marc, how are you doing?

**Marc Jocum** (3:25)
Very good, Owen, great to be back.

**Owen Raszkiewicz** (3:26)
Yeah, it's always good to chat to you, mate. I think you're one of the crowd favorites, especially lately, no pressure.

**Marc Jocum** (3:31)
Big pressure to Phil, but glad there's some support overall.

**Owen Raszkiewicz** (3:34)
Yeah, no, the community loves having you on, mate. So I'm really, really pleased with that. But today we're talking about kind of the pie chart of someone's portfolio. We're talking about the income. We're talking about maybe sometimes that's always bucketed as like, that needs to be defensive when we talk about income. We'll probably talk about why it maybe isn't the case. My first question of view is quite simple.