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Episode 102: The Dave Ramsey Takedown artwork

Episode 102: The Dave Ramsey Takedown

Data Over Dogma

March 17, 2025

Ladies and gentlemen, welcome to the big fight! In the red corner: personal finance guru and guy who makes millions by making poorer people feel bad about their debt, Dave "how's your retirement fund looking?" Ramsey.

Speakers Dan McClellan, Dan Beecher

TopicsSociety & CultureHistory

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Dan McClellan (1:00)

We've got a fever, and the only prescription is to sell everything that you own and give them money to the poor.

Dan Beecher (1:06)

Yeah, exactly.

Dan McClellan (1:07)

Cowbell. Hey, everybody. I'm Dan McClellan.

Dan Beecher (1:14)

And I'm Dan Beecher.

Dan McClellan (1:15)

And you're listening to the Data Over Dogma Podcast, where we increase public access to the academic study of the Bible and religion and combat the spread of misinformation about the same. How are things today, Dan?

Dan Beecher (1:28)

It's a good day for for combating misinformation. And we've got some some combat to do.

Dan McClellan (1:35)

Yeah.

Dan Beecher (1:36)

And a worthy opponent at that.

Dan McClellan (1:39)

Also a good day for coordinating with your typewriter. Your shirt seems to have some pink in it, which is, you know, for those listening at home, that won't make a lot of sense.

Dan Beecher (1:50)

But if you're watching us on the YouTube. Yes, I've got a little bit of pink in my shirt. I've got a pink typewriter behind me.

Everything's coming up roses.

Dan McClellan (2:00)

And I'm just wearing Wolverine as normal.

Dan Beecher (2:04)

As per usual.

Dan McClellan (2:05)

Big fan of roses, though. Definitely. Yeah. Logan, all about the roses. Yeah, we're going to be combatting some misinformation being spread by a very high profile individual.

Dan Beecher (2:16)

Yeah, it's one Mr. Dave Ramsey. We're going to we're going.

Dan McClellan (2:20)

We're coming. I was trying to tease a little bit, tease it out, have them wondering, well, who is it? Dan's and I.

Dan Beecher (2:25)

Yeah, yeah, yeah.

Dan McClellan (2:26)

All right. Fine. You're the expert. OK, so I.

Dan Beecher (2:29)

Yes. On this show, I'm definitely the expert. So our first segment is going to be a taking issue because we are taking issue with Mr. Ramsey. And then we're going to do a what is it? And we're going to be talking about what are we talking about? The Deuteronomonical? Wow, I think Deuteronomonical is the correct name.

Dan McClellan (2:53)

Deuteronomonical. We probably can't sing that. Yeah, well, yeah. Deuteronomistic history.

Dan Beecher (3:02)

Yeah, okay.

Dan McClellan (3:03)

And the Deuteronomist, and the Deuteronomistic school, and even a little bit about Deuteronomy. Okay, so yeah.

Dan Beecher (3:11)

None of it has anything to do with The Dude, though, unfortunately. So you Lebowskiites can relax.

Dan McClellan (3:18)

We're not into... We're not into the whole brevity thing. So that's true.

Dan Beecher (3:22)

That will save that for TikTok. Yeah. All right. Well, hey, let's let's launch in with take an issue.

And this week, the issue we are taking is with one Mr. Dave Ramsey, who was made to feel quite. I'm just going to say he he seems pretty defensive. Yes, he was asked a question on his show. For those of you who don't know, Dave Ramsey is a financial guru. This is like he he he's a personal finance guy. He his whole deal is that he'll teach you how to get out of debt and get rich. And I my personal opinion of his approach is that it is not very realistic or effective, but that's neither here nor there because the the thing that makes him salient to our podcast is that he brands himself as the Christian personal finance guy.

SPEAKER_2 (4:24)

Yes.

Dan Beecher (4:26)

And that's weird. That's a weird thing to do.

Dan McClellan (4:29)

Well, I mean, there are others. He's not the only one who is like Jesus will help you get wealthy. Yeah, mainly he's going to help me get wealthy, though.

Dan Beecher (4:39)

It does seem like every every time someone says Jesus will help you get wealthy. They're the ones that seem who's a bank account seem to grow from it. But that's neither here nor there in terms of Dave Ramsey Dave. So here's the deal. He's got a show. He's probably got multiple shows. And on a recent episode, he was asked about some... I'll just read the question, and then we can sort of go over Yeah. what was, what, what, how he answered. So the question was, how is it considered ethical for people to own so many houses? I was wondering how, as a Christian, this isn't seen as greed. Don't you know that buying up all these homes is what's causing the housing shortage?

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