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6 Businesses You Can Start With Almost No Money⏐Ep. #290 artwork

6 Businesses You Can Start With Almost No Money⏐Ep. #290

The Koerner Office - Business Ideas and Deep Dives with Chris Koerner

April 10, 2026

━ ━ The Most Overlooked Way to Make Money with AI (+10 More Ideas) - Chat with Michael Girdley | Ep. #181 Michael Girdley is back and we went even harder this time.

Speakers Michael Girdley, Chris Koerner

TopicsEntrepreneurshipBusiness

Michael Girdley (0:00)

I think your audience loves ways to make 100 or 200 thousand dollars a year hustling. We only need 20 clients, make a 10 thousand a piece off of them to do really well. You can do this nights and weekends.

Chris Koerner (0:10)

Yeah. Well, and AI could tell you exactly what to say.

Michael Girdley (0:13)

AI audits are a business every single one of your listeners should start, and there's very little competition. People don't understand AI. Business owners are hungry for guidance. You're seeing that the future of OpenClaw is this is the next operating system. You have Windows, you have the Cloud became the next operating system, and then mobile became the next operating system paradigm. I think you're seeing that OpenClaw is going to be the next operating system. That's why OpenAI bought it. They're turning into a foundation. It is the next Linux. The future is people are going to be buying fully deployable AI agents to operate on your behalf, and they're going to feel like employees. Just they'll be running on OpenClaw.

Chris Koerner (0:53)

One of my fan favorite episodes was my episode with my friend, Michael Gurdley. He's an idea machine. Episode 181, back from June 11th, 2025 Back then, we talked about a bunch of cool business ideas, and today we did even more of it in a better way because Michael sent me about 30 business ideas beforehand. I sent out the ideas to my newsletter. I said, vote on the ones you want to learn about the most. They did, and so we're only talking about the best business ideas that you guys want to hear about. One of these ideas was so good, I literally started prompting in my favorite five coding app as we were talking about it to build this idea. So you're going to love it. Enjoy. Okay. What about Claude bot persona exchange?

Michael Girdley (1:34)

Claude bot persona exchange? So I think, well, it's now OpenClaw. I guess since I wrote this idea, it's now OpenClaw. But I think that you're seeing that OpenClaw, the future of OpenClaw is this is the next operating system, right? Like you have Windows, you have returned to DOS, then you have the Cloud became the next operating system, and then mobile became the next operating system paradigm. I think you're seeing that OpenClaw is going to be the next operating system. That's why OpenAI bought it. They're turning into a foundation. It is the next Linux, right? In my opinion. And the beautiful thing about it is I think that you and I are going to be buying personas online, created by creators, right? To where somebody who says, I want a marketing manager. It's like, okay, I'm going to buy the marketing manager persona from Chris. He knows what he's doing about this stuff. There's an entrepreneur persona. There's a sales rep persona. So I think somebody could extrapolate from today, right?

Where OpenClaw is and just say, look, the future is people are going to be buying fully deployable like AI agents to operate on your behalf. And they're going to feel like employees. Just they'll be running on OpenClaw.

Chris Koerner (2:42)

Man, I love this a lot. So do you think it would be like a SaaS play for recurring revenue or a one time fee? And then the buyer just has to pay the token costs or something?

Michael Girdley (2:52)

I think it will look like software does, where I think there will be some free wear versions of those where you like it's open source. But then I think there'll be closed source versions as well, where you go and you're like, you know, the equivalent of whoever is the sales force of the future, right? It actually sells you a closed source sales force. Then you pay them per month, or you might pay an all up front license, kind of like you do with software. But I think it will be a dichotomy that way. You have the open source and I think it will be closed source versions.

Chris Koerner (3:17)

Yeah. So let's say I'm a business owner and I want to start using cold emails to grow my business. I would go to this marketplace, Claudebot marketplace, whatever it is, and you know, filter for cold email, filter for marketing, filter for cold email. Okay, this one's 30 bucks a month and it uses instantly and MailChimp and yada. Like you could see the tech stack of it, right? Maybe see like the approximate token costs. And then like me personally, Chris could be like, you know, I'm going to sell my own version of this because my cold emailing is special or unique for X, Y or Z reason. And then maybe people could filter and see mine in there. Like, you know, I want to buy Chris's because I like his marketing methods. Is that kind of what you're saying?

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