**Shawn Ryan** (0:00)
When you run a business, you track every dollar, and your bank shouldn't make that harder or hold you back. Chime is changing the way people bank by offering the most rewarding fee-free banking. It's built for you, not like these old banks, no overdraft fees, no monthly fees, and access to thousands of fee-free ATMs. With Chime, you can get up to $1,150 in annual rewards fee-free. You get 5% cash back on your Chime card in a category of your choice, like gas or groceries. Your savings grow faster with a 3.75% APY that's nine times higher than the national average. You also get premium travel perks like airport lounge access and a 24-7 concierge and access up to $500 of your pay early with my pay. Chime is rated five stars by USA Today for customer service, real humans, 24-7, and you're not just switching banks. You're upgrading to America's number one choice for banking with a Chime checking account. Chime is not just smarter banking. It is the most rewarding way to bank. Join the millions who are already banking fee free today. Head to chime.com/srs.
That's chime.com/srs.
It only takes a few minutes to sign up. Chime is a FinTech, not a bank. Banking services for MyPay and Chime card provided by Chime's bank partners. Optional products and services may have fees or charges. Stated annual percentage yield and cash back for Chime Prime only. No minimum balance required. Checking account ranking based on a JD Power Survey published October 20th, 2025 For more information on APY rates, MyPay, SpotMe, and travel perks, go to chime.com/disclosures. When you run a business, you track every dollar and your bank shouldn't make that harder or hold you back. Chime is changing the way people bank by offering the most rewarding fee-free banking. It's built for you, not like these old banks, no overdraft fees, no monthly fees, and access to thousands of fee-free ATMs. With Chime, you can get up to $1,150 in annual rewards, fee-free. You get 5% cash back on your Chime card in a category of your choice, like gas or groceries. Your savings grow faster with a 3.75% APY that's nine times higher than the national average. You also get premium travel perks like airport lounge access and a 24-7 concierge and access up to $500 of your pay early with MyPay. Chime is rated five stars by USA Today for customer service, real humans, 24-7, and you're not just switching banks. You're upgrading to America's number one choice for banking with a Chime checking account. Chime is not just smarter banking. It is the most rewarding way to bank. Join the millions who are already banking fee free today. Head to chime.com/srs.
That's chime.com/srs.
It only takes a few minutes to sign up. Chime is a FinTech, not a bank. Banking services for MyPay and Chime card provided by Chime's bank partners. Optional products and services may have fees or charges. Stated annual percentage yield and cash back for Chime Prime only. No minimum balance required. Checking account ranking based on a JD Power Survey published October 20th, 2025 For more information on APY rates, MyPay, SpotMe and TravelPerks, go to chime.com/disclosures.
Jen Lilley, welcome to the show.
**Jen Lilley** (3:37)
Thank you so much for having me on.
**Shawn Ryan** (3:39)
My pleasure, it's gonna be an honor. I know it will be.
**Jen Lilley** (3:42)
That's very sweet.
**Shawn Ryan** (3:42)
We're doing good stuff.
**Jen Lilley** (3:44)
No, I need to tell you before we even like start the whole question situation, I wanna honor you for talking about this subject, because this is a topic that people do not like to talk about.
It's uncomfortable, it's something that's out of control, it's not a convenient topic. And to be honest, it's a conversation I don't like to have, even though I'm an advocate, because it is so uncomfortable. But it's something that desperately needs sunlight. And so I just wanna thank you so much for talking about it and tackling this issue. And I really think that this episode's gonna change people's hearts, minds, and a lot of children's lives. So thank you.
**Shawn Ryan** (4:25)
You're welcome. I hope it does. This is kind of turned into my specialty for whatever reason. So, no, honestly, kids is what I'm most passionate about. It was veterans, then it was a bunch of other stuff. And then after sifting through the fucked up world that we live in...
**Jen Lilley** (4:47)
It's unbelievable.
**Shawn Ryan** (4:49)
It's kids, it's sex exploitation, trafficking. You know, and I was having a conversation with my wife, I don't know, maybe a year ago, six months to a year ago. And this really is my passion. I mean, I kind of blew the doors off with this, who's now my best friend, Brian Montgomery.
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