Crypto Bear Market Survival Guide: Dollar Cost Averaging Bitcoin

**Robert Bortins** (0:00)
This is the time when fortunes are made, or lost. If you bought it last year, around 100 to 120, and now you're down at 60 If patterns hold, you're needing to wait to probably 2028, and most likely 2029, to be in the green again. So somewhere between probably September or October of 2026, we should see an all-time low for this cycle, not an all-time low over at all.

**SPEAKER_2** (0:33)
Your organization is known worldwide, and we certainly appreciate every facet that you do.

**Will McCreery** (0:38)
I do believe in what you're doing, because I've seen it in my family.

**SPEAKER_4** (0:41)
I'm so excited about all the things that, Robert, you guys do with Classical Conversations. It's been a huge blessing for our family.

**Robert Bortins** (0:48)
Grateful for the work at Classical Conversations. You're a leader and you have been in this movement for a long time.

**Will McCreery** (0:53)
We love Classical Conversations.

**SPEAKER_5** (0:55)
I do feel like I have a debt of gratitude to you, your family, all of CC for just the fruit that has come from CC.

**SPEAKER_6** (1:05)
I appreciate all that you guys do, both through this wonderful podcast and also through Classical Conversations which I am convinced is the best education resource out there. Thank you very much for all that you do for the cause of Christ and for our families and for our children. Really, really appreciate it.

**Robert Bortins** (1:20)
Hey everyone and welcome to another informative episode of Refining Rhetoric. If you've been following our channel for a while, you know that we've been talking about cryptocurrencies since the beginning. And now we try to do quarterly updates about what's going on in Bitcoin and then other altcoins. And so you can be informed and hopefully continue to educate yourself on what is hard money, what is real money, what is fiat dollars, so that you can protect your wealth, you can protect your hard work and not see it get inflated away, which seems to have happened a lot over the last few years, although it may be currently in a cooling stage. But as always, Bitcoin is very volatile. Of course, we've been volatile in the wrong direction if you were needing to sell. But at least as of 1 o'clock on the 10th of February, this one we're recording, the current price is $69,581, up about 15% from the low, which was $60,074, which was, I believe, 52% below or 52% correction from the all time high we saw in early October. So, yeah, just Will, what's going on?

**Will McCreery** (2:43)
Well, it's good to be here. It's a sad day on one hand. From our last update, you were right in your prediction of Q1 2026 So well done. I guess the crypto cycles have now broken. Let's start with that.

**Robert Bortins** (2:59)
Yeah. So for those who don't know, crypto has seemed to follow the four-year cycle based on the Bitcoin halving. That's when the number of Bitcoin that is produced or released based on the algorithm is cut in half approximately every four years. And so this time, it seemed to accelerate into the halving faster than ever seen before, creating a lot of excitement. But it usually taps out Q4 of the post-halving year, which would have been October through December. And different things cause it to do so. This time, it was a tweet from Trump, basically talking about China. And since then, we've seen gold and silver rally hundreds of a percent. I think silver is up like 300 percent and gold is up 150 percent. Don't quote me on those exact numbers. But we've seen them pull back since then, but still up considerably just from a year ago.
And we've seen the price of Bitcoin fall, and then the altcoins have tanked even farther than 52 percent and don't appear to be rebounding. So take us through, maybe explain in your own words, like what this Bitcoin cycle means. People were talking about you being one of them, an elongated cycle. What would have that looked like? Why were people saying that and what actually happened?

**SPEAKER_2** (4:36)
Yeah.

**Will McCreery** (4:38)
Well, we were supposed to, the theory that I was following was we were maybe following this business cycle, and we had an extended amount of time with rates high, right? We didn't get a rate cut until recently under Jerome Powell. Overall, he was very fearful with Trump tariffs and how he handled all of that. So a lot of people are thinking that liquidity drive, that empty market, the liquidity flow globally was delayed. And truly, it kind of has been. Looking back now on the analytics on 2025, there's no liquidity really in the market to pump all this. And that, with tariffs, with a lot of uncertainty, and then probably the inflation from those ETFs that were exciting this last year, that was definitely fun to see ETFs come online. And that drove a lot of market sentiment. That's probably why we had that early run up that you were just talking about before that last halving, which was April of 2024 So, like Robert just said, it ran up early, probably because of those ETFs. So, a lot of excitement, but excitement without liquidity. If you don't have money to buy something, that excitement doesn't go very far. So, it turns out that would be the case. The altcoins really did not have a run this last four years, which you typically seen. And what they're showing now, I think Benjamin Cowan said it just a couple of days ago, is that institutions drive the price of Bitcoin and Ethereum, and retail, at least historically, has driven those altcoin prices. So, looks like we missed the boat on those altcoins, which is okay. There's a lot of good coins out there. There's, well, I shouldn't say a lot. When I say a lot, I mean 50